:root {
    --navy: #0A2A4E;
    --navy-2: #0D3564;
    --blue: #064284;
    --blue-deep: #013E81;
    --blue-soft: #EAF1FA;
    --red: #D64545;
    --red-deep: #B93838;
    --ink: #16273A;
    --muted: #5B6B7D;
    --line: #DCE3EC;
    --line-soft: #EDF1F6;
    --bg: #F4F6FA;
    --card: #FFFFFF;
    --gold: #F5A623;
    --green: #1F9D63;
    --r: 11px;
    --r-sm: 8px;
    --shadow: 0 1px 2px rgba(11,42,78,.05),0 6px 18px rgba(11,42,78,.06);
    --shadow-hover: 0 2px 4px rgba(11,42,78,.07),0 14px 30px rgba(11,42,78,.11);
}


button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

:focus-visible {
    /*outline: 3px solid var(--blue);*/
    outline-offset: 2px;
    border-radius: 4px
}

@media (prefers-reduced-motion:reduce) {
    * {
        transition: none !important;
        animation: none !important
    }
}

.wrap {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 22px
}

.over {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--blue)
}

/* Utility bar (sticky) */
.util {
    background: var(--navy);
    color: #CDD9E8;
    font-size: 12.5px;
    position: sticky;
    top: 0;
    z-index: 41
}

    .util .wrap {
        display: flex;
        align-items: center;
        justify-content: space-between;
        height: 40px;
        gap: 16px
    }

    .util .u-left {
        display: flex;
        align-items: center;
        gap: 22px
    }

    .util a, .util span {
        display: inline-flex;
        align-items: center;
        gap: 7px;
        color: #CDD9E8
    }

        .util a:hover {
            color: #fff
        }

    .util .u-right {
        display: flex;
        align-items: center;
        gap: 18px
    }

    .util .phone {
        color: #fff;
        font-weight: 700;
        font-size: 15px
    }

        .util .phone svg {
            opacity: 1
        }

    .util svg {
        opacity: .8
    }

/* Header (sticky under util) */
header {
    background: #fff;
    border-bottom: 1px solid var(--line);
    position: sticky;
    top: 40px;
    z-index: 40
}

.head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 62px;
    gap: 20px
}

.brand {
    display: flex;
    align-items: center;
    gap: 11px
}

    .brand .mark {
        width: 38px;
        height: 38px;
        border-radius: 8px;
        background: linear-gradient(135deg,var(--blue),var(--navy));
        display: grid;
        place-items: center;
        color: #fff;
        font-weight: 800;
        font-size: 15px
    }

    .brand .bt {
        font-weight: 800;
        color: var(--navy);
        font-size: 18px;
        letter-spacing: -.01em;
        line-height: 1
    }

    .brand .bs {
        font-size: 10.5px;
        font-weight: 600;
        color: var(--muted);
        letter-spacing: .04em;
        text-transform: uppercase;
        margin-top: 3px
    }

nav.main {
    display: flex;
    align-items: center;
    gap: 26px
}

    nav.main a {
        font-size: 13.5px;
        font-weight: 500;
        color: var(--ink);
        padding: 6px 0;
        position: relative
    }

        nav.main a.active {
            color: var(--blue);
            font-weight: 600
        }

            nav.main a.active:after {
                content: "";
                position: absolute;
                left: 0;
                right: 0;
                bottom: -20px;
                height: 3px;
                background: var(--blue);
                border-radius: 3px 3px 0 0
            }

        nav.main a:hover {
            color: var(--blue)
        }

.quote {
    background: var(--red);
    color: #fff;
    font-weight: 600;
    font-size: 13.5px;
    padding: 10px 18px;
    border-radius: 7px;
    transition: background .18s
}

    .quote:hover {
        background: var(--red-deep)
    }

/* Hero (compact) */
.hero {
    background: linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 62%,var(--blue-deep) 100%);
    color: #fff;
    position: relative;
    overflow: hidden
}

    .hero:before {
        content: "";
        position: absolute;
        inset: 0;
        background: radial-gradient(1000px 260px at 88% -30%,rgba(255,255,255,.09),transparent 70%)
    }

    .hero .wrap {
        position: relative;
        padding: 34px 22px 30px
    }

    .hero .over {
        color: #8FB4DE
    }

    .hero h1 {
        font-size: clamp(23px,3.2vw,31px);
        font-weight: 700;
        letter-spacing: -.02em;
        line-height: 1.14;
        margin: 10px 0 9px;
        max-width: 600px
    }

    .hero p {
        color: #C6D4E6;
        font-size: 14.5px;
        max-width: 540px
    }

.stats {
    display: flex;
    flex-wrap: wrap;
    margin-top: 22px;
    border-top: 1px solid rgba(255,255,255,.14);
    padding-top: 16px
}

.stat {
    padding-right: 26px;
    margin-right: 26px;
    border-right: 1px solid rgba(255,255,255,.14)
}

    .stat:last-child {
        border-right: none;
        margin-right: 0;
        padding-right: 0
    }

    .stat b {
        display: block;
        font-size: 18px;
        font-weight: 700;
        letter-spacing: -.01em
    }

    .stat span {
        font-size: 11.5px;
        color: #9DB4CE
    }

    .stat .g {
        color: var(--gold)
    }

/* Section */
.section {
    padding: 30px 0 8px
}
/* Command search */
.csearch {
    position: relative;
    margin-bottom: 22px
}

    .csearch .box {
        background: #fff;
        border: 1.5px solid var(--line);
        border-radius: 11px;
        box-shadow: var(--shadow);
        padding: 5px 6px 5px 16px;
        display: flex;
        align-items: center;
        gap: 11px;
        transition: border-color .15s,box-shadow .15s
    }

        .csearch .box:focus-within {
            border-color: var(--blue);
            box-shadow: 0 0 0 3px rgba(6,66,132,.10)
        }

    .csearch svg {
        flex: none;
        color: var(--muted)
    }

    .csearch input {
        flex: 1;
        border: none;
        outline: none;
        font-family: inherit;
        font-size: 15px;
        color: var(--ink);
        background: none;
        padding: 12px 0;
        max-width: unset;
    }

        .csearch input::placeholder {
            color: #9AA8B7
        }

    .csearch .tag {
        font-size: 11px;
        color: var(--muted);
        background: #F1F5FA;
        border: 1px solid var(--line);
        border-radius: 6px;
        padding: 5px 9px;
        font-weight: 500;
        white-space: nowrap
    }

.sug {
    position: absolute;
    left: 0;
    right: 0;
    top: calc(100% + 6px);
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 11px;
    box-shadow: var(--shadow-hover);
    overflow: hidden;
    z-index: 30;
    display: none
}

    .sug.open {
        display: block
    }

    .sug button {
        display: flex;
        align-items: center;
        gap: 12px;
        width: 100%;
        text-align: left;
        padding: 12px 16px;
        transition: background .12s
    }

        .sug button + button {
            border-top: 1px solid var(--line-soft)
        }

        .sug button:hover, .sug button.hi {
            background: var(--blue-soft)
        }

    .sug .si {
        width: 30px;
        height: 30px;
        border-radius: 7px;
        background: #EEF3F9;
        color: var(--blue);
        display: grid;
        place-items: center;
        flex: none
    }

    .sug .st {
        font-size: 14px;
        font-weight: 600
    }

    .sug .ss {
        font-size: 12px;
        color: var(--muted);
        margin-top: 1px;
        margin-left:5px;
    }

    .sug .none {
        padding: 14px 16px;
        color: var(--muted);
        font-size: 13.5px
    }

.section .head-row {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 16px;
    margin-bottom: 16px;
    padding-bottom: 13px;
    border-bottom: 1px solid var(--line)
}

.section h2 {
    font-size: 19px;
    font-weight: 700;
    letter-spacing: -.02em;
    margin-top: 5px
}

.section .head-row p {
    color: var(--muted);
    font-size: 13px
}

/* Columns */
.cols {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 16px;
    align-items: start
}

.col {
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: var(--r);
    box-shadow: var(--shadow);
    overflow: hidden;
    transition: box-shadow .2s,border-color .2s
}

    .col:hover {
        box-shadow: var(--shadow-hover);
        border-color: #C6D3E2
    }

.col-head {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 16px;
    background: linear-gradient(180deg,#FAFCFE,#F3F7FB);
    border-bottom: 1px solid var(--line)
}

    .col-head .ic {
        width: 38px;
        height: 38px;
        border-radius: 8px;
        display: grid;
        place-items: center;
        background: var(--blue);
        color: #fff;
        flex: none;
        box-shadow: 0 3px 8px rgba(6,66,132,.2)
    }

.col.money .col-head .ic {
    background: var(--red);
    box-shadow: 0 3px 8px rgba(214,69,69,.22)
}

.col-head h3 {
    font-size: 14.5px;
    font-weight: 700;
    letter-spacing: -.01em
}

.col-head .cs {
    font-size: 11px;
    color: var(--muted);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: .05em;
    margin-top: 2px
}

.col-body {
    padding: 4px 8px 8px
}

.act {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 11px 9px;
    border-radius: 8px;
    text-align: left;
    width: 100%;
    transition: background .15s
}

    .act + .act {
        border-top: 1px solid var(--line-soft)
    }

    .act:hover {
        background: var(--blue-soft)
    }

    .act.claim:hover {
        background: #FBEEEE
    }

    .act .ai {
        width: 30px;
        height: 30px;
        border-radius: 7px;
        display: grid;
        place-items: center;
        background: #EEF3F9;
        color: var(--blue);
        flex: none
    }

    .act.claim .ai {
        background: #FBEEEE;
        color: var(--red)
    }

    .act .al {
        flex: 1;
        font-size: 14px;
        font-weight: 500;
        line-height: 1.2
    }

    .act .chev {
        color: #AFBDCC;
        transition: transform .15s,color .15s
    }

    .act:hover .chev {
        color: var(--blue);
        transform: translateX(2px)
    }

    .act.claim:hover .chev {
        color: var(--red)
    }

.meta {
    display: flex;
    gap: 6px;
    justify-content: center;
    flex-wrap: wrap;
    margin-top: 20px
}

    .meta a {
        font-size: 13px;
        color: var(--muted);
        font-weight: 500;
        display: inline-flex;
        align-items: center;
        gap: 8px;
        padding: 9px 15px;
        border-radius: 8px;
        transition: color .15s,background .15s
    }

        .meta a:hover {
            color: var(--blue);
            background: #fff;
            box-shadow: var(--shadow)
        }

        .meta a svg {
            color: #AFBDCC
        }

        .meta a:hover svg {
            color: var(--blue)
        }

    .meta .dv {
        width: 1px;
        height: 16px;
        background: var(--line);
        align-self: center
    }

/* Inner */
.view {
    display: none
}

    .view.active {
        display: block
    }

.crumbs {
    display: flex;
    align-items: center;
    gap: 9px;
    font-size: 12.5px;
    color: var(--muted);
    padding: 18px 0 0
}

    .crumbs a:hover {
        color: var(--blue)
    }

    .crumbs .sep {
        opacity: .5
    }

    .crumbs .cur {
        color: var(--ink);
        font-weight: 600
    }

.panel {
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: var(--r);
    box-shadow: var(--shadow);
    padding: 22px 22px 26px;
    margin: 14px 0 40px
}

    .panel h2 {
        font-size: 20px;
        font-weight: 700;
        letter-spacing: -.02em
    }

    .panel .lead {
        color: var(--ink);
        font-size: 14px;
        margin-top: 5px;
        font-family: "Lato", sans-serif;
    }

.dhead {
    display: flex;
    align-items: center;
    gap: 13px
}

.dmark {
    width: 44px;
    height: 44px;
    border-radius: 9px;
    display: grid;
    place-items: center;
    font-weight: 700;
    font-size: 15px;
    flex: none
}

.panel .help {
    color: var(--muted);
    font-size: 13px;
    margin-top: 8px;
    max-width: 640px;
    line-height: 1.55
}

.finder {
    margin: 18px 0 0;
    background: #fff;
    border: 1.5px solid var(--line);
    border-radius: 9px;
    padding: 3px 4px 3px 15px;
    display: flex;
    align-items: center;
    gap: 10px;
    transition: border-color .15s
}

    .finder:focus-within {
        border-color: var(--blue)
    }

    .finder svg {
        flex: none;
        color: var(--muted)
    }

    .finder input {
        flex: 1;
        border: none;
        outline: none;
        font-family: inherit;
        font-size: 14.5px;
        color: var(--ink);
        background: none;
        padding: 11px 0;
        max-width:unset;
    }

.cgrid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 10px;
    margin-top: 18px
}

.ccard {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 9px;
    padding: 13px 14px;
    display: flex;
    align-items: center;
    gap: 12px;
    transition: border-color .15s,box-shadow .15s,transform .15s;
    text-align: left;
    width: 100%
}

    .ccard:hover {
        border-color: var(--blue);
        box-shadow: var(--shadow);
        transform: translateY(-2px)
    }

    .ccard .logo {
        width: 36px;
        height: 36px;
        border-radius: 7px;
        background: #EEF3F9;
        color: var(--blue);
        display: grid;
        place-items: center;
        font-weight: 700;
        font-size: 13px;
        flex: none;
        overflow: hidden
    }

        .ccard .logo.has-img, .dmark.has-img {
            background: #fff;
            border: 1px solid var(--line)
        }

        .ccard .logo img, .dmark img {
            width: 100%;
            height: 100%;
            object-fit: contain;
            padding: 4px;
            display: block
        }

    .ccard .cn {
        font-size: 13.5px;
        font-weight: 500;
        line-height: 1.25
    }

    .ccard.special {
        border-color: #EAD3D3;
        background: #FDF7F7
    }

        .ccard.special .logo {
            background: #FBEEEE;
            color: var(--red)
        }

.stepbadge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .05em;
    text-transform: uppercase;
    color: var(--blue);
    background: var(--blue-soft);
    padding: 5px 11px;
    border-radius: 6px;
    margin-bottom: 11px
}

.options {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 13px;
    margin-top: 6px;
    padding-top: 10px;
}

.opt {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--r);
    padding: 18px;
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 10px
}

    .opt.best {
        border-color: #BFDCCB;
        background: linear-gradient(180deg,#F8FCFA,#fff)
    }

.rank {
    position: absolute;
    top: -9px;
    left: 18px;
    font-size: 10.5px;
    font-weight: 700;
    letter-spacing: .03em;
    padding: 4px 10px;
    border-radius: 5px;
    background: var(--blue);
    color: #fff
}

.opt.best .rank {
    background: var(--green)
}

.opt h4 {
    font-size: 15px;
    font-weight: 600;
    margin-top: 5px
}

.opt .obtn {
    margin-top: 4px;
    background: #EEF3F9;
    color: var(--blue);
    font-weight: 600;
    font-size: 13.5px;
    padding: 11px 16px;
    border-radius: 8px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    transition: filter .15s
}

.opt.best .obtn {
    background: var(--blue);
    color: #fff
}

.opt .obtn:hover {
    filter: brightness(.96)
}

.handit {
    margin-top: 18px;
    padding-top: 15px;
    border-top: 1px solid var(--line-soft);
    font-size: 13.5px;
    color: var(--muted);
    display: none
}

    .handit.show {
        display: block
    }

    .handit a {
        color: var(--blue);
        font-weight: 600
    }

/* Footer */


.fgrid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
    gap: 32px;
    padding: 40px 0 26px
}

.fbrand .mark {
    width: 38px;
    height: 38px;
    border-radius: 8px;
    background: linear-gradient(135deg,var(--blue),#0a4f9e);
    display: grid;
    place-items: center;
    color: #fff;
    font-weight: 800;
    margin-bottom: 13px
}

.fbrand p {
    font-size: 12.5px;
    line-height: 1.6;
    color: #8EA4BF;
    max-width: 250px
}

footer h4 {
    color: #fff;
    font-size: 11.5px;
    font-weight: 700;
    letter-spacing: .09em;
    text-transform: uppercase;
    margin-bottom: 13px
}

footer ul {
    list-style: none
}

footer li {
    margin-bottom: 8px
}

footer a {
    font-size: 13px;
    color: #AEC0D6
}

    footer a:hover {
        color: #fff
    }

.fcontact div {
    font-size: 13px;
    line-height: 1.7;
    color: #AEC0D6
}

.fcontact .ph {
    color: #fff;
    font-weight: 700;
    font-size: 16px
}

.legal {
    border-top: 1px solid rgba(255,255,255,.1);
    padding: 15px 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
    font-size: 11.5px;
    color: #7E93AD
}

    .legal a {
        color: #7E93AD
    }

        .legal a:hover {
            color: #fff
        }

    .legal .r {
        display: flex;
        gap: 16px;
        flex-wrap: wrap;
        align-items: center
    }

@media(max-width:980px) {
    nav.main {
        display: none
    }

    .fgrid {
        grid-template-columns: 1fr 1fr
    }

    .stat {
        padding-right: 20px;
        margin-right: 20px
    }
}

@media(max-width:860px) {
    .cols {
        gap: 10px
    }

    .col-body {
        padding: 3px 7px 7px
    }

    .act {
        gap: 10px;
        padding: 11px 7px
    }

    .cgrid {
        grid-template-columns: repeat(2,1fr)
    }

    .options {
        grid-template-columns: 1fr
    }
}

@media(max-width:600px) {
    .util .u-left span {
        display: none
    }

    .csearch .tag {
        display: none
    }
}

@media(max-width:560px) {
    .cols {
        grid-template-columns: 1fr
    }

    .cgrid {
        grid-template-columns: 1fr
    }

    .fgrid {
        grid-template-columns: 1fr
    }
}